| State Guaranty Associations |
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| Generally, all commercial insurers that are licensed by a state to issue annuity policies or contracts must be members of the state's insurance guaranty association in order to conduct business in that state. There are insurance guaranty associations in all 50 states, the District of Columbia, and all United States territories.More... |
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| Employment - Veterans -Miscellaneous Benefits of Federal Government Employment to Veterans |
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| In addition to receiving benefits in hiring and reductions in force, qualifying veterans, known as preference eligibles, receive many other benefits in federal government employment. These benefits include the restriction of some federal jobs to preference eligibles, lifetime eligibility for reinstatement, and the receipt of certain noncompetitive appointments. More... |
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| Insurance - Long Term Care - Remedies for Aggrieved Policyholders |
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| Sometimes, the holder of a long-term care insurance contract feels that he or she did not get the benefit of his or her bargain with the insurance company. This may result, for example, from provisions that were clearly delineated in the policy, from items that were in the policy but were not well defined, or from the insurance company overstepping its bounds as an insurer. More... |
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| Medicare Coverate - Hospitalization and Blood |
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| Medicare coverage for care in hospitals depends upon whether the items are reasonable and necessary to a hospital stay and to the treatment of a patient's illness. Coverage varies slightly from state to state, but the Secretary of the United States Department of Health and Human Services is the ultimate authority on coverage issues.
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| Employment - Veterans - Temporary and Excepted Service and Preference Enforcement |
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| In the federal government, jobs not to exceed one year are known as temporary appointments. Agencies typically select candidates for temporary jobs either using the competitive examination process, discussed in detail in a separate article, or through a separate process known as "outside the register." Successful applicants for temporary jobs do not acquire status as civil service employees, nor are they eligible, outside of the competitive process, for career-conditional appointments. However, veterans are accorded preferences even in temporary appointments and in most excepted service positions.More... |
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